Best Digital Wallet Apps

Years ago, people had physical wallets having cash or credit cards. But now, the world has changed, and people have moved to digital wallet apps. Digital wallets have your password and other personal information and keep your money safe from being used by you anytime.

In the current era of the IT revolution, we are forced to continue to grow and adapt to changes and technological developments, one of the developments of this technology is the existence of E-Wallets. So what is an E-wallet? An E-wallet is a modern digital wallet that you can use as an integrated payment tool. A mobile device can access it. It offers contactless payments for online purchases and helps you get rid of a physical card.  An E-wallet is a system for money transfers developed to make it easier for every user to carry out financial transactions practically.

There are several digital wallet apps available. This article will talk about the commonly used and trusted digital wallet apps.


What are the advantages of Digital Wallets?

Square Cash App

Square Cash App first came out in 2014 to help users make effortless purchases anytime. It works with iPhone 6 or up models of iPhone. It also allows you to keep your debit and credit card details. All your information gets converted into a unique token, and this token can only be provided to you by your fingerprint. It provides a layer of security for secure transmission and digital payments. 


PayPal is the most commonly used digital wallet worldwide for digital transactions. It is considered the older wallet among other digital wallets. It is used to transfer funds and even to make online payments. PayPal is integrated with both Android and iOS devices. It also offers separate mobile and desktop versions.

Google Wallet

Google Wallet was a mobile-based application till 2016, but now it is also a web-based application that allows you to send money in the US. It transfers the money directly from your debit card, bank account, or Google Wallet balance. It uses your email address and contact number only. The transfer takes a few minutes, and a PJN is required to transfer the money.

Samsung Pay

 Samsung started its digital wallet in 2015. It contains features that other mobile digital wallets do not possess. It uses both NFC and MST technologies. You can make contactless and easy payments. It also allows you to store membership cards, reward cards, gift cards, and debit and credit cards.


The PayPal company owns Venmo. It is a peer-to-peer application. You can receive money via Venmo. You must link your credit or debit card with Venmo to make easy payments.

Exodus Wallet

Exodus is a crypto wallet with a simple and sleek design. It is the best wallet for long-term storage. The Exodus wallet is the best all-in-one wallet where you can store, send or receive cryptocurrency anytime. It supports more than 20 major cryptocurrencies.


AliPay is used by 1 billion users worldwide. It is considered the best wallet for personal or business use, with a unique and secure encryption platform. It charges the least transaction fee of 1%. This app allows you to pay in stores or transfer money anywhere, pay bills or do anything you want to do with online payments.


Due was started in 2015 and provided a simple and accessible platform for employers’ timekeeping, billing, and payment transfers. It helps you keep proper track of expenses and time. It charges a fixed fee of 2.8% for each transaction without any issues with the transferred amount.


Zelle is a digital wallet app for US citizens only. It allows you to send and receive money using your checking accounts or debit cards. Moreover, it only takes two minutes to process the transaction. It integrates with both iOS and Android.

Facebook Pay

Facebook Pay is a digital wallet app for users to transfer money using Messenger, Facebook, Instagram, or Whatsapp. It provides a safe, secure, and encrypted version to transfer the amount. It offers Face ID instead of typing passwords for security reasons. The passwords and information of your social accounts are not used for transmitting or receiving money using Facebook Pay.

What are the advantages of Digital Wallets?

  • It helps you save time.
  • It helps you shop online easily.
  • You get rewards using a digital wallet.
  • It provides enhanced security.


Digital wallet apps have made lives easier and happier. If you are a small business owner or an owner of a large firm, you can rely on digital wallets to safely transfer and receive payments from anywhere in the world.

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