Billed

Online Payments Guides & Articles

Browse 30 articles on online payments for small businesses.

Online Payments

How to Accept Crypto Payments as a Business (2026 Setup Guide)

Step-by-step setup for accepting Bitcoin, Ethereum, and stablecoins through BitPay, Coinbase Commerce, and Crypto.com Pay. Fees, settlement options, IRS reporting, fraud risks, and when to skip it.

16 min read
Online Payments

B2B BNPL for Business Buyers (2026 Guide to Providers and Fees)

How buy now, pay later works for B2B. Compare Resolve, Mondu, Slope, Hokodo, and TreviPay on fees, risk transfer, ticket size, and geography. Honest scenarios where BNPL is the wrong call.

15 min read
Online Payments

Embedded Finance for Small Business Platforms (2026 Guide)

How embedded finance works for SaaS, marketplaces, and SMBs. BaaS providers (Stripe Treasury, Unit, Column), embedded lending economics, fee math, and when building it yourself is a mistake.

17 min read
Online Payments

FedNow vs RTP vs ACH: A Side-by-Side Comparison for 2026

Compare FedNow, RTP, and ACH on speed, cost, limits, FI participation, and settlement. When each U.S. payment rail makes sense for B2B, P2P, payroll, and refunds, with verified 2024-2025 numbers.

14 min read
Online Payments

Real-Time Payments for B2B: Use Cases, Adoption, and the $10M Limit

Why B2B adopts real-time payments slower than P2P, the use cases that work (payroll, vendor pay, refunds), and how the November 2025 $10M FedNow limit changed treasury operations.

14 min read
Online Payments

Stablecoin Invoicing for B2B (Practical 2026 Guide)

How to invoice and get paid in USDC, USDT, or PYUSD. Network fees, settlement options, tax and accounting treatment, and when stablecoin beats SWIFT for cross-border B2B.

17 min read
Online Payments

What Is Open Banking? A Practical Guide for SMBs in 2026

Open banking explained for small businesses: how Plaid, Akoya, and Finicity work, PSD2/PSD3 in the EU, CFPB Section 1033 in the U.S., and how invoicing tools use open banking for ACH and verification.

15 min read
Online Payments

Best Invoicing Apps With Online Payments in 2026

Compare invoicing apps with built-in online payments. Send professional invoices with pay-now links, automated reminders, and real-time payment tracking.

7 min read
Online Payments

Best Online Payment Tools for Freelancers in 2026

Best online payment tools for freelancers compared. Accept cards and ACH, automate reminders, and reduce checkout friction so clients pay on time.

7 min read
Online Payments

Best Payment Processing for Small Business in 2026

Compare payment processing options for small businesses. Evaluate fees, settlement speed, dispute handling, and card-plus-ACH support for your revenue mix.

7 min read
Online Payments

Best Recurring Payment Tools in 2026

Best recurring payment tools for memberships, retainers, and installment plans. Compare dunning, retry logic, and failed-payment recovery features.

7 min read
Online Payments

Best Subscription Billing Software in 2026

Compare subscription billing software for services and SaaS. Handle proration, dunning, plan changes, and revenue recognition without spreadsheet

7 min read
Online Payments

Guide to Mobile Payments for Small Business

Accept tap-to-pay, mobile wallets, and portable card readers at markets, job sites, and pop-ups with security, receipt, and reconciliation tips.

7 min read
Online Payments

How to Accept Credit Card Payments 2026

Learn set up in-person, online, and invoice credit card payments for your small business, including hardware options, processing fees, and PCI compliance.

6 min read
Online Payments

How to Reduce Payment Processing Fees 2026

Learn lower your payment processing fees with interchange optimization, card-present tools, ACH routing for large invoices, and smart negotiation tactics.

7 min read
Online Payments

Stripe vs PayPal for Small Business 2026

Compare Stripe and PayPal fees, checkout experience, invoicing features, dispute handling, and developer tools to choose the right fit for your business.

7 min read
Online Payments

What Is a Merchant Account? 2026

Understand how merchant accounts work, including dedicated MIDs versus payment facilitators, settlement timing, reserves, and processor relationships.

6 min read
Online Payments

What Is a Payment Gateway? 2026

Learn how payment gateways encrypt card data and connect to processors, plus how to choose between hosted and integrated options for your business.

6 min read
Online Payments

What Is an ACH Payment? 2026: A Step-by-Step Guide | Billed

Understand ACH debits and credits for small business, including transaction timing, fees under one percent, return codes, and when ACH beats card payments.

6 min read
Online Payments

What Is Payment Processing? A Small Business Guide

Learn how card payments move from your customer to your bank account through authorization, capture, and settlement, plus how to manage processing fees.

7 min read
Online Payments

How to Accept Online Payments for Your Small Business 2026

Learn how to accept online payments for your small business. Compare payment gateways, understand fees, and set up a payment system that works for you.

10 min read
Cashless Payments: Types, Benefits, and How They Work 2026
Online Payments

Cashless Payments: Types, Benefits, and How They Work 2026

Learn about cashless payment types including credit cards, mobile wallets, and QR codes, plus their benefits, security features, and adoption tips.

9 min read
Best Digital Wallet Apps 2026: A Step-by-Step Guide |
Online Payments

Best Digital Wallet Apps 2026: A Step-by-Step Guide |

Compare the best digital wallet apps for managing money, making contactless payments, and tracking spending securely from your phone or tablet. Free trial.

10 min read
What Are Integrated Payments? 2026
Online Payments

What Are Integrated Payments? 2026

Integrated payments connect your payment processor directly to your invoicing or POS system, automating reconciliation and reducing manual data entry.

8 min read
How to Ask for Payment Professionally: With Templates
Online Payments

How to Ask for Payment Professionally: With Templates

How to Ask — Learn how to ask for payment professionally with email templates, phone scripts, and escalation strategies that maintain client relationships.

12 min read
How to Collect Money from Clients Who Won't Pay 2026
Online Payments

How to Collect Money from Clients Who Won't Pay 2026

Practical steps to collect unpaid invoices from difficult clients, including payment reminders, negotiation tactics, and when to escalate to collections.

8 min read
What are the different types of payment terms? 2026
Online Payments

What are the different types of payment terms? 2026

Understand common payment terms like Net 30, due on receipt, and installment plans so you can choose the right terms for your invoices and contracts.

10 min read
Secure International Payment Methods for Overseas Clients
Online Payments

Secure International Payment Methods for Overseas Clients

Compare international payment methods including wire transfers, PayPal, letters of credit, and multi-currency invoicing for overseas client transactions.

9 min read
How do I get my Stripe API Key 2026
Online Payments

How do I get my Stripe API Key 2026

Follow this step-by-step guide to find your Stripe secret API key in the dashboard and connect it to your invoicing tool for credit card payments.

8 min read
Online Payments

How do I get my PayPal API Signature 2026

How do I — Step-by-step guide to finding your PayPal API signature in both the classic and modern PayPal interfaces so you can accept invoice payments.

6 min read