Billed vs Xero
Quick Summary
Billed publishes this page. It compares Billed and Xero using only each product's own pages, opened on October 30, 2026, and doesn't rank them. Both send branded invoices, turn quotes or estimates into invoices, send recurring invoices and payment reminders, take card payments through Stripe and track time. For moving from Xero, see the switching guide linked below.
Feature Comparison
| Feature | Billed | Xero |
|---|---|---|
| Templates, logo Invoicing | ||
| Quote to invoice Invoicing | ||
| Recurring Invoicing | ||
| Reminders Invoicing | ||
| Cards Payments | ||
| Currencies Business | ||
| Time tracking Business | ||
| Reports Business | ||
| Mobile app Business |
Comparison based on publicly available information.
Which Should You Choose?
Choose Xero
Xero fits a business that wants branded invoices and quotes, quotes converted to invoices, recurring invoices, payment reminders and card payments through Stripe, as Xero's own pages describe. Its invoicing page says "Xero emails payment reminders for you, before or after the due date.", and its quotes page says "Convert quotes to invoices with a click".
Xero's US plans are covered below. Its pricing page showed an introductory offer on October 30, 2026, so this comparison doesn't quote Xero's prices.
Choose Billed
Billed fits a business that wants invoicing, estimates, expenses and tracked time together, as Billed's invoice software page describes: "Billed keeps invoicing, estimates, expenses, time tracking and reports in one account." Check Billed's pricing page for current plans.
Detailed Feature Analysis
Invoices and quotes
Xero's invoicing page says "Add your logo to a customizable template for branded invoices and quotes, and spend less time on paperwork." Its quotes page says "Convert quotes to invoices with a click".
Billed's invoice software page says "Choose an invoice template, add your logo and business details" and that you can "convert an approved estimate into an invoice". Billed's features page says "Yes your clients can approve or reject your estimates online."
Reminders and recurring invoices
Xero's invoicing page says "Xero emails payment reminders for you, before or after the due date." and lists "Recurring invoices".
Billed's invoice software page says "Choose the billing frequency (daily, weekly, monthly or yearly)" and "Payment reminders can be customized."
Getting paid
Xero's invoicing page says "Add a pay now button and your customers can settle up straight from the invoice. They choose credit or debit card, ACH debit, Apple Pay, or Google Pay, with Stripe and GoCardless handling the payment." Its accept payments page adds that customers can "set up auto pay with Stripe for repeating invoices".
Billed's accept payments page says "Billed integrates with Stripe to enable online payments on invoices.", and its features page says "Accept credit card payments on your invoices with Billed App." Its invoice software page says "Connect PayPal to add a PayPal option as well." and "When a client pays by check or cash, record it as an offline payment".
Xero's US plans
Xero's US pricing page lists "Reconcile bank transactions", "5 bills", "Sales tax", "W-9 + 1099 management" and a "30 day cash flow forecast" on its Early plan. Its Established plan adds "Use multiple currencies", "Track time and costs for projects" and "Employee expense and mileage claims".
Expenses, time, projects and mobile (Billed)
Billed's features page says "Keep all of your receipts in Billed App.", "Easily create invoices for the tracked time and get paid.", "Manage your flat rate projects and create Invoice at any stage of the project." and "Create income vs expense report to see how profitable your business is." Billed's invoice software page says "Invoice customers in multiple currencies, choosing a different currency for each invoice or customer." Billed's mobile app page says "Billed for iOS and Android syncs with the web dashboard in real time".
In-Depth Comparison Guide
About this comparison
Billed publishes this page, so read it with that in mind. It doesn't rank or score either product, and neither product was tested for it. Every Xero statement comes from Xero's own website and every Billed statement from Billed's own product pages, all opened on October 30, 2026. Prices and features change, so check each product's current pages before you decide.
Xero's US plans
Xero's US pricing page lists Early, Growing and Established, and says "No per-user license fees". When this page was written, on October 30, 2026, it showed an introductory offer on its plans, so this page doesn't quote Xero's prices; see Xero's pricing page for current prices.
For Billed's current plans, see Billed's pricing page.
Moving from Xero
If you're moving your invoicing from Xero, Billed's guide on how to switch from Xero to Billed covers exporting your data and setting up Billed.
Who each product describes itself for
Xero's quotes page calls Xero "Online accounting software". Billed's pricing page calls Billed "Invoicing & Accounting Software for Small Businesses", and its invoice software page says "Billed keeps invoicing, estimates, expenses, time tracking and reports in one account."
Sources
- Xero (US): home, pricing, invoicing, quotes and accept payments, opened October 30, 2026.
- Billed: invoice software, features, accept payments, mobile app, client management and pricing, opened October 30, 2026.
Switching from Xero?
Billed's guide on switching from Xero covers exporting your Xero data and setting up Billed. Billed's client management page says "Billed supports client imports", so you can bring your client list across. Keep your Xero records for your accounting history.
Frequently Asked Questions
The Bottom Line
Both products' pages describe branded invoices, quotes or estimates converted to invoices, recurring invoices, payment reminders, card payments through Stripe, multiple currencies, time tracking, reports and a mobile app. Compare the details above with your own needs, and check each product's current pricing before you decide.
Looking at more tools than these two? See Xero alternatives.
Related Comparisons
See how Billed compares with other invoicing tools.
Ready to Try Billed?
Set up your account and send your first invoice with Billed.
When this isn't for you
If you already use Xero and it covers what you need, there's no need to switch.