Stripe Integration for Online Invoice Payments

Connecting Stripe turns a static invoice into a payable one. Without it, a client receives a PDF, then has to open their banking app, type your account number, and initiate a transfer — three steps where payment stalls. With Stripe connected, the invoice email carries a Pay Now button. The client clicks, enters card details (or uses a saved card / Apple Pay / Google Pay where available), and the payment clears.

Billed does not store card data itself. Card details are captured directly by Stripe's PCI-compliant checkout, so your business never touches raw card numbers and inherits Stripe's Level 1 PCI DSS compliance. When the charge succeeds, Stripe notifies Billed, the invoice flips to Paid, and the payment is logged against that client — no manual reconciliation.

This matters most for cash flow. The single biggest cause of late payment is friction, not bad intent. Removing the steps between 'I should pay this' and 'paid' is what moves average collection time from 30+ days down to single digits.

Stripe's standard pricing is 2.9% + $0.30 per successful card charge on most US domestic cards. Billed adds nothing on top of that — there is no monthly integration fee, no per-invoice surcharge, and no markup on the Stripe rate. You pay Stripe directly; Billed simply routes the payment.

A worked example: on a $1,000 invoice, Stripe's fee is about $29.30, leaving you $970.70. There is no separate Billed cut. Compare that to platforms that add their own 0.5%–1% payment fee layered on top of the processor — on the same invoice that would cost an extra $5–$10 per transaction, which compounds fast across a month of billing.

International cards, currency conversion, and certain payment methods carry Stripe's own additional fees (commonly an extra ~1% for international cards and ~1% for currency conversion). Those are Stripe charges, published on Stripe's pricing page, not Billed fees. Always confirm current rates on stripe.com/pricing for your country, since processor rates change.

Setup does not require a developer. Inside Billed, open Settings and find the payments or integrations area. Click Connect Stripe. You are redirected to Stripe's secure OAuth flow, where you either log into an existing Stripe account or create one. Approve the connection and you are sent back to Billed with the link established.

From that point, every new invoice includes a card payment option by default. You can toggle the pay button on or off per invoice if you want certain clients to pay another way. If you already process payments through Stripe for another product, you can connect the same Stripe account — your existing payout schedule and bank account carry over.

There are no API keys to copy or webhooks to configure manually; the OAuth connection handles authentication and the payment-status webhook automatically. If you ever disconnect, existing paid records remain intact in Billed and historical payouts stay in your Stripe dashboard.