Stripe Invoicing Alternatives
Five invoicing tools that work alongside Stripe or replace Stripe Invoicing, compared using each vendor's own pages.
Quick Verdict
Billed publishes this page, so weigh its own entry accordingly. Billed, FreshBooks, Zoho Invoice and Invoice Ninja each connect to Stripe, and Wave uses its own payments. Compare each tool's pages with the work you do.
Billed publishes this page, and Billed is one of the alternatives on it. Every statement about another product comes from that vendor's own website, checked on October 29, 2026, and the sources are listed at the end of the page.
Stripe Invoicing is Stripe's invoicing product. Stripe says you can "Create and send invoices in minutes" with no code required, from the Stripe Dashboard, and use its APIs to automate invoicing. Invoices can carry your logo and colors, custom fields and payment terms, and clients pay on a Stripe-hosted invoice page or through a customer portal. On Stripe's invoicing pricing page, the Starter plan costs 0.4% per paid invoice and the Plus plan, which adds quotes, costs 0.5% per paid invoice. There are no fixed fees or setup costs, and Stripe Payments pricing applies on top.
Stripe's invoicing pages don't list time tracking, project management or expense tracking. If you bill for hours or projects, want expenses and invoices in one app, or want to host your invoicing yourself, compare the tools below. Four of them can still take payments through Stripe.
The table below shows each tool's pricing. It doesn't mark free plans, time tracking or projects, so those cells show a dash (—); check each tool's details below and its own website before you choose. For Billed's plans, see Billed's pricing page.
What to compare
- You want to compare how each tool handles invoicing alongside Stripe payments
- You want to compare how each tool handles time tracking, projects and expenses
- You want to check each vendor's own pricing page for the plan and fees that fit your business
Stripe Invoicing Alternatives at a Glance
| Tool | Pricing | Free Plan | Time Tracking | Projects | Who it's for |
|---|---|---|---|---|---|
| Billed | See Billed's pricing page | — | — | — | Service businesses that bill for time or projects and want to keep Stripe for card payments |
| FreshBooks | See FreshBooks' pricing page | — | — | — | Businesses that want invoicing, accounting and payroll in one product |
| Wave | Starter $0; see Wave's pricing page | — | — | — | Small businesses that want invoicing and bookkeeping in one place |
| Invoice Ninja | Free plan; see Invoice Ninja's pricing | — | — | — | Businesses that want to self-host their invoicing or use a hosted plan with Stripe |
| Zoho Invoice | Free, according to Zoho | — | — | — | Businesses that want free invoicing with time tracking and Stripe payments |
A dash (—) means this table doesn't mark it; see each tool's pricing and details below.
Tool details
Billed
Billed publishes this page. Billed is invoicing software that connects to Stripe through Stripe Connect. Billed's invoice software page says: "Connect your Stripe account and every invoice you send gets a pay button, so clients can pay by card." Billed's accept payments page says: "Billed charges you nothing to accept online payments with Stripe. Only Stripe standard rates apply." Around the invoice, Billed's product pages list time tracking and timesheets, hourly and flat rate projects, expenses with receipts attached, estimates that convert into invoices, recurring invoices, PayPal as a second payment option, team members with permissions, more than one business in one account, and financial reports.
- Connects your Stripe account so each invoice gets a pay button
- PayPal as a second payment option
- Time tracking and timesheets
- Hourly and flat rate projects
- Expenses with receipts attached
- Estimates that convert into invoices
- Recurring invoices
- Team members with permissions
Who it's for: Service businesses that bill for time or projects and want to keep Stripe for card payments
Pricing: See Billed's pricing page
FreshBooks
FreshBooks is small business software for invoicing, payments, expenses, accounting and payroll. Its homepage says invoices can automatically add tracked time and expenses and calculate taxes, and that payments come with built-in reminders. Expense tracking includes mobile receipt scanning, and its product list includes time tracking and managing projects. FreshBooks works with Stripe. Its help center says businesses in the US and Canada can use FreshBooks Payments powered by Stripe, while Stripe Standard is available to businesses elsewhere, connected from FreshBooks' Online Payments settings. FreshBooks' homepage offers a 30-day free trial. For plans and limits, see FreshBooks' pricing page.
- Invoices can add tracked time and expenses automatically
- Time tracking and project management among its products
- Expense tracking with mobile receipt scanning
- Accounting and payroll in the same product
- Online payments with built-in reminders
- Stripe through FreshBooks Payments (US and Canada) or Stripe Standard (elsewhere)
- Stripe Standard isn't available to US or Canadian businesses, which use FreshBooks Payments powered by Stripe instead
Who it's for: Businesses that want invoicing, accounting and payroll in one product
Pricing: See FreshBooks' pricing page
Wave
Wave is invoicing and accounting software. Its pricing page lists a Starter plan at $0 and a paid Pro plan (checked October 30, 2026). For Starter, it says: "Create unlimited estimates, invoices, bills, and bookkeeping records." Invoices use Wave's templates with your logo and brand colors and drag-and-drop editing, and your invoicing connects to Wave's accounting. Wave takes payments through its own online payments feature: clients click a Pay now button and pay by card, bank payment or Apple Pay. On the Starter plan, Wave's pricing page lists card payments at 2.9% + $0.60 per transaction (checked October 29, 2026). Wave's invoicing and payments pages don't mention Stripe. Recurring invoices with automatic card payments, and automatic late payment reminders, need the Pro plan or Wave's online payments.
- Free Starter plan for invoicing and bookkeeping
- Invoicing connected to Wave's accounting
- Invoice templates with your logo, brand colors and drag-and-drop editing
- Pay now button for card, bank payment and Apple Pay through Wave's own payments
- Mobile app for iOS and Android
- Payments run through Wave's own payments feature; its payments pages don't mention Stripe
- Automatic late payment reminders need the Pro plan or Wave's online payments
Who it's for: Small businesses that want invoicing and bookkeeping in one place
Pricing: Starter $0; see Wave's pricing page
Invoice Ninja
Invoice Ninja covers invoicing and payments, expenses, time tracking and projects. Its pricing page says: "The Free plan allows up to 5 clients with unlimited invoicing." Its homepage lists auto-billing and recurring invoices, and a client portal, on the free plan, with paid Pro and Enterprise plans above it. Stripe is one of the payment gateways Invoice Ninja lists, alongside PayPal, Square and GoCardless. You can use the hosted service or self-host it. Invoice Ninja's self-hosting site says: "Invoice Ninja is source-code available under the Elastic License v2. You are free to self-host, modify, and use Invoice Ninja for your own business. Commercial resale or offering it as a managed service to third parties requires a separate agreement."
- Free plan with unlimited invoicing
- Time tracking and projects
- Stripe among its payment gateways, with PayPal, Square and GoCardless
- Auto-billing, recurring invoices and a client portal
- Self-hosting with the source code available
- The free plan is limited to 5 clients
- Source-code available under the Elastic License v2, not an open-source license; resale or managed hosting needs a separate agreement
- Self-hosting means running and maintaining your own server
Who it's for: Businesses that want to self-host their invoicing or use a hosted plan with Stripe
Pricing: Free plan; see Invoice Ninja's pricing
Zoho Invoice
Zoho calls Zoho Invoice "Free online invoicing software for small businesses". Its homepage lists invoice templates with your logo, quotes that convert into invoices once approved, recurring invoices sent on schedule, payment reminders, sales receipts, expenses, time tracking with timesheets, a customer portal and reports, with use across devices, more than one business and your team. Zoho Invoice integrates with Stripe for one-time and recurring payments. Zoho's help page says transaction charges follow Stripe's pricing and "Zoho does not charge any additional fees."
- Free invoicing software, according to Zoho
- Time tracking with timesheets
- Stripe integration, with no additional Zoho fees
- Quotes that convert into invoices
- Recurring invoices and payment reminders
- Customer portal for viewing and paying invoices
Who it's for: Businesses that want free invoicing with time tracking and Stripe payments
Pricing: Free, according to Zoho
Frequently Asked Questions
Stripe Invoicing Comparisons
See how Stripe Invoicing stacks up in detailed side-by-side comparisons.
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Sources for this page (checked October 29, 2026). Stripe: Stripe Invoicing and Stripe Invoicing pricing. FreshBooks: homepage and Stripe Standard help article. Wave: invoicing, payments and pricing. Invoice Ninja: homepage and self-hosting. Zoho Invoice: homepage and Stripe integration help. Billed: Stripe integration, PayPal integration, features, projects and pricing. Vendors change their plans and features, so check each vendor's own pages before you decide.
When this isn't for you
If you only send a handful of invoices and already work in the Stripe Dashboard, you can keep using Stripe Invoicing.