Statistics on Payments, Invoicing and Small Business Finance

E-invoicing, overdue invoices at small businesses, payment timing and methods, business payment rails and invoice fraud.

How late US small businesses get paid, payment preferences that cut delays, and regional B2B late-payment trends.

US small businesses waiting on unpaid invoices, B2B payment delays and bad debt in North America, DSO at large companies, and how to measure your own receivables.

Cash flow and small business failure, cash buffers, DSO benchmarks, late payments, ACH versus check timing, and working capital.

Cost per invoice, touchless processing, e-invoicing and AI in accounts payable, duplicate payments, DPO benchmarks and AP fraud.

Global e-invoicing volume and market size, country mandates including the EU's ViDA, Peppol adoption, and e-invoicing costs and formats.

Card networks, processed volume at Stripe, PayPal and Square, the Federal Reserve Payments Study, interchange fees, contactless payments and fraud.

The B2B payment method mix, ACH and real-time payments, late payment and DSO, processing costs, virtual cards and regional trends.

FedNow and The Clearing House RTP network, same-day ACH, UPI in India, Pix in Brazil and SEPA Instant in Europe.

US mobile payment adoption from Federal Reserve data, Apple Pay, Google Pay and Samsung Pay, P2P apps such as Venmo, Cash App and Zelle, tap-to-pay, and mobile payments in China and India.

Digital wallets' share of online and in-person spending, global wallet users and transaction volume forecasts, and how US consumers pay, with each source's sample and scope.

Stablecoin volume compared with actual payments, US merchant acceptance, one payment processor's own data, where adoption is highest, and the regulation that shapes stablecoin payments.

Payment fraud figures checked at the original AFP, FBI IC3, FTC, UK Finance and EBA/ECB reports, and a worked example of turning a statistic into a control decision.

The size of US construction, why construction payments are slow, subcontractor payments, retainage, progress billing, mechanics liens and change orders.

US medical billing: claim denials, days in accounts receivable, administrative cost and automation, telehealth billing, patient responsibility and surprise billing.

US ecommerce from Census Bureau data, global forecasts, cart abandonment, chargebacks, refunds and returns, buy now pay later, and mobile commerce.

The size of the subscription economy, churn, failed payments and dunning recovery, MRR and ARR benchmarks, freemium and trial conversion, and consumer subscription spend.

The freelance workforce, generational and career preferences, income and skills, AI adoption, platforms, and tax and business structure.

Small business scale, job creation and survival, revenue expectations and cost pressure, debt and financing, trade exposure and AI adoption.

Small business tax filers, tax rates by entity type, self-employment tax, the Section 199A deduction, IRS audit rates and time spent on tax compliance.